It is the Credit Union's philosophy to only charge fees to recover our cost and to charge lower fees than other financial institutions.
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| The following are our fees as of 1-1-2005: |
| Stop Payment - Checking |
$30.00 |
| Stop Payment - ACH |
$30.00 |
| Stop Payment - Credit Union Check |
$30.00 |
| Non-sufficient Funds (NSF) |
$30.00 |
| Check Cashing Fee |
2% |
| Coin Machine Fee |
5% |
| Photocopy of Check |
$2.00 |
| Account Reconciliation |
$10.00/hour |
| MasterCard Overlimit Fee |
$15.00/month |
| MasterCard Late Fee - after 10 days |
$5.00/month |
| MasterCard Payment NSF Fee |
$30.00 |
Visa Gift Cards
$25.00 - $100.00 |
$3.00 |
| Auto-Pay NSF Fee |
$30.00 |
| OverDraft Protection |
$30.00/per transaction |
| OverDraft Transfer |
$2.00/per transaction |
| ATM - Additional Card |
$3.00 |
| ATM - Lost or Stolen Card |
$3.00 |
| ATM - Insufficient Funds Withdrawal |
$30.00 |
| ATM - (after 1 free withdrawal per month) per transaction, per account FREE when using our Coast Chapter ATM Network |
$1.00 |
| ATM - Monthly fee |
$1.00 |
| Western Union Wire |
$15.00 |
| Domestic Bank Wires |
$15.00/outgoing |
| International Bank Wires |
$35.00 +/outgoing |
| Fax Service - Incoming |
$1.00/per page |
| Fax Service - Outgoing |
$2.00/per page |
| Money Orders |
$0.75/each |
| Withdrawal - Shares after 3 in month |
$5.00/per withdrawal |
| Withdrawal - Checking account via C.U. Check |
$2.00/per check |
| Dormant Account Fee - an account is considered dormant if for 12 months no withdrawals or deposits, other than credited dividends, have been made to the account with balance less than $25.00 |
$1.25/quarterly |
| Account Closed within 30 days of opening |
$15.00 |
| Account Re-opened within one year |
$15.00 |
| American Express Gift Cheques |
$2.00/each |
| Traveler's Checks |
Free |
| Traveler's Checks for Two |
$1.00/per $100 |
| Late Fees - loans after 10 days |
$20.00/per month |
| Service Fees - Regular checking balance under $250.00 |
$8.00 |
| Service Fees - High Tide Checking balance under $,2500 |
$10.00 |
| Safe Deposit Boxes: |
| 3" x 5" x 22" |
$8.00/year |
| 5" x 5" x 22" |
$13.00 |
| 3" x 10" x 22" |
$18.00 |
| 5" x 10" x 22" |
$30.00 |
| 10" x 10" x 22" |
$50.00 |
| 15" x 15" x 27" |
$50.00 |
| 15" x 17" x 27" |
$50.00 |
| 15" x 21" x 27" |
$50.00 |
| 23" x 33" x 27" |
$50.00 |
| Lost Key |
$25.00 |
| Box Drilled & 2 Keys |
$125.00 |
| Late Rental Payment (5 days) |
$5.00 |
