 |
|
Risk-Based | Loans | Savings | Certificates
Signature
| Credit Rating |
A
APR* |
B
APR* |
| Open-end |
11.9% |
16.9% |
Vehicle Loans
| Credit Rating |
A
APR* |
Mo. Pmt. per $1000
APR* |
B
APR* |
C
APR* |
D
APR* |
E
APR* |
| 0-36 mos. |
3.75% |
$29.42 |
5.75% |
8.25% |
12.75% |
15.50% |
| 37-60 mos. |
4.50% |
$18.65 |
6.50% |
9.50% |
13.75% |
16.25% |
| 61-72 mos |
5.75% |
$16.46 |
7.25% |
10.75% |
14.755% |
16.75% |
Rates posted are the lowest possible rates.
Rates may vary depending on past credit history and term,
down payment, and approximate term.
Rates are subject to change. |
| Rates Effective July 1, 2010 |
| Savings |
Minimum
Balance
|
Dividend Rate
|
APY* |
Term |
| I.R.A. Variable Savings |
$100 |
.40 |
.40 |
1 |
| Regular Shares |
$100 - $2000
|
.60 |
.60 |
3 |
| Regular Shares |
$2000+ |
.60 |
.60 |
3 |
| Special Savings |
$100 |
.25 |
.25 |
3 |
| Regular Checking |
$250 |
.10 |
.10 |
1 |
| High-Tide (Money Market) Checking |
$2500 |
.80 |
.80 |
1 |
*APY = Annual Percentage Yield
There may be a penalty for early withdrawal.
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|
| Rates Effective July 1, 2010 |
| Certificates |
Minimum
Deposit
|
Dividend Rate
|
APY* |
Term |
| Share Certificate |
$500 |
1.00 |
1.00 |
6 |
| Share Certificate |
$500 |
1.10 |
1.10 |
12 |
| Share Certificate |
$500 |
1.74 |
1.75 |
24 |
| Share Certificate |
$500 |
1.98 |
2.00 |
36 |
| Share Certificate |
$500 |
2.23 |
2.25 |
48 |
| Share Certificate |
$500 |
2.47 |
2.50 |
60 |
| IRA Certificate |
$500 |
1.10 |
1.10 |
12 |
| IRA Certificate |
$500 |
1.74 |
1.75 |
24 |
| IRA Certificate |
$500 |
1.99 |
2.00 |
36 |
| IRA Certificate |
$500 |
2.48 |
2.50 |
60 |
*APY = Annual Percentage Yield
There may be a penalty for early withdrawal.
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