 |
|
Risk-Based | Loans | Savings | Certificates
Signature
| Credit Rating |
A
APR* |
B
APR* |
| Open-end |
11.9% |
16.9% |
Vehicle Loans
| Credit Rating |
A
APR* |
Mo. Pmt. per $1000
APR* |
B
APR* |
C
APR* |
D
APR* |
E
APR* |
| 0-36 mos. |
2.99% |
$29.08 |
2.99% |
6.99% |
7.99% |
9.99% |
| 37-72 mos. |
2.99% |
$15.20 |
2.99% |
6.99% |
7.99% |
9.99% |
| 73-84 mos |
4.99% |
$14.14 |
4.99% |
8.99% |
9.99% |
11.99% |
Rates posted are the lowest possible rates.
Rates may vary depending on past credit history and term,
down payment, and approximate term.
Rates are subject to change. |
| Rates Effective November 1, 2011 |
| Savings |
Minimum
Balance
|
Dividend Rate
|
APY* |
Term |
| I.R.A. Variable Savings |
$100 |
.45 |
.45 |
1 |
| Regular Shares |
$100 - $2000
|
.20 |
.20 |
3 |
| Regular Shares |
$2000+ |
.30 |
.30 |
3 |
| Special Savings |
$100 |
.20 |
.20 |
3 |
| Regular Checking |
$250 |
.10 |
.10 |
1 |
| High-Tide (Money Market) Checking |
$2500 |
.40 |
.40 |
1 |
*APY = Annual Percentage Yield
There may be a penalty for early withdrawal.
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|
| Rates Effective November 1, 2011 |
| Certificates |
Minimum
Deposit
|
Dividend Rate
|
APY* |
Term |
| Share Certificate |
$500 |
0.50 |
0.50 |
6 |
| Share Certificate |
$500 |
0.75 |
0.75 |
12 |
| Share Certificate |
$500 |
1.00 |
1.00 |
24 |
| Share Certificate |
$500 |
1.29 |
1.30 |
36 |
| Share Certificate |
$500 |
1.49 |
1.50 |
48 |
| Share Certificate |
$500 |
1.74 |
1.75 |
60 |
| IRA Certificate |
$500 |
0.75 |
0.75 |
12 |
| IRA Certificate |
$500 |
1.00 |
1.00 |
24 |
| IRA Certificate |
$500 |
1.29 |
1.30 |
36 |
| IRA Certificate |
$500 |
1.74 |
1.75 |
60 |
*APY = Annual Percentage Yield
There may be a penalty for early withdrawal.
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