Risk-Based | Loans | Savings | Certificates Signature Credit Rating A APR* B APR* Open-end 11.9% 16.9% Vehicle Loans Credit Rating A APR* Mo. Pmt. per $1000 APR* B APR* C APR* D APR* E APR* 0-36 mos. 5.50% $30.21 7.25% 10.0% 14.23% 16.50% 37-60 mos. 5.75% $19.22 7.50% 13.0% 16.25% 17.95% 61-72 mos 7.25% $17.18 8.25% 14.95% 17.25% 17.95% *APR = Annual Percentage Rate Go To Loan Application| Go To Calculators| Back to Top   Rates posted are the lowest possible rates. Rates may vary depending on past credit history and term, down payment, and approximate term. Rates are subject to change. Loans Rate Mo. Pmt. per $1000 APR* APR* Term   New Vehicle Loans (7.25% to 17.95%) 7.250 $17.18 7.250  72  Calculator Used Vehicle Loans (5.75% to 17.95%) 5.750  $19.22 5.750  60 Calculator Used Vehicle Loans(5.50% to 16.50%) 5.50        $30.21          5.500  36 Calculator Signature Loans (11.9% to 16.9%) 11.900  $33.17 11.900 36 Calculator MasterCard 13.900 n/a 13.900 n/a Calculator MasterCard Gold 11.900 n/a 11.900 n/a Calculator Certificate Secured MasterCard 6.500 n/a 6.500 n/a Calculator Combination of Collateral 13.900 $23.22 13.900 60 Calculator Credit Union Repos (5.50% to 17.95%)  5.2500 $18.83 5.250 60 Calculator *APR = Annual Percentage Rate Go To Loan Application| Go To Calculators| Back to Top   Rates Effective  August 1, 2008 Savings Minimum Balance Dividend Rate APY* Term I.R.A. Variable Savings $100 1.98 2.00 1 Regular Shares $100 - $2000 0.50 0.50 3 Regular Shares $2000+ 1.00 1.01 3 Special Savings $100 0.25 0.25 3 Regular Checking $250 0.25 0.25 1 High-Tide (Money Market) Checking $2500 2.13 2.15 1 *APY = Annual Percentage Yield There may be a penalty for early withdrawal. Back to Top   Rates Effective August 1, 2008 Certificates Minimum Deposit Dividend Rate APY* Term Share Certificate $500 2.72 2.75 6 Share Certificate $500 2.96 3.00 12 Share Certificate $500  3.11 3.15 24 Share Certificate $500 3.20 3.25 36 Share Certificate $500 3.44 3.50 48 Share Certificate $500 3.69 3.75 60 IRA Certificate $500 2.97 3.00 12 IRA Certificate $500 3.11 3.15 24 IRA Certificate $500 3.21 3.25 36 IRA Certificate $500 3.70 3.75 60 *APY = Annual Percentage Yield There may be a penalty for early withdrawal. Back to Top