Go to main content Coastal Community Federal Credit Union Coastal Community Federal Credit Union
Facebook Twitter Instagram LinkedIn
Join Now Apply for a Loan
Online Banking
Forgot Password | Forgot Username
Online Enrollment

All Rates

Deposit Rates

Savings
Effective Date: August 18, 2026
Product TypeMinimum Balance**Dividend RateAPY*Dividend PeriodTerm**
IRA Fixed Certificates $500 3.56% 3.62% Q 1 Year
IRA Fixed Certificates $500 3.25% 3.31% Q 2 Year
IRA Fixed Certificates $500 3.00% 3.04% Q 3 Year
IRA Fixed Certificates $500 3.21% 3.26% Q 5 Year
Regular Savings $100 - $2000 0.06% 0.06% Q Day In/Day Out
Regular Shares $2,001+ 0.13% 0.13% Q Day In/Day Out
Special Savings $100 0.06% 0.06% Q 3 Months
Regular Checking $250 0.03% 0.03% M Day In/Day Out
High-Tide Checking
(Money Market)		 $2,500 - $24,999 0.62% 0.62% M Day In/Day Out
High-Tide Checking
(Money Market)		 $25,000 - $99,999 1.24% 1.25% M Day In/Day Out
High-Tide Checking
(Money Market)		 $100,000+ 1.46% 1.47% M Day In/Day Out

*APY = Annual Percentage Yield
**There may be a penalty for early withdrawal for:

1.  Early withdrawal or
2.  Not maintaining a minimum balance

Rates Effective July 21, 2026

Advantage Plus Checking $250.00 0.03% 0.03% M Day In/Day Out

Certificates
Effective Date: August 18, 2026
TypeMinimum DepositDividend RateAPYDividend PeriodTerm**
Share Certificates $500 3.43% 3.48% M 6 months**
Share Certificates $500 3.48% 3.54% M 1 year**
Share Certificates $500 3.17% 3.22% M 2 years**
Share Certificates $500 2.92% 2.96% M 3 years**
Share Certificates $500 2.97% 3.02% M 4 years**
Share Certificates $500 3.13% 3.18% M 5 years**
Jumbo Certificates *$100,000 3.58% 3.64% M 1 year **
Jumbo Certificates *$100,000 3.27% 3.33% M 2 years **
Jumbo Certificates *100,000 3.02% 3.06% M 3 years **
Jumbo Certificates *100,000 3.07% 3.12% M 4 years **
Jumbo Certificates *100,000 3.23% 3.28% M 5 years **

Loan Rates

Vehicle Loans
Effective Date: August 18, 2026
*APR = Annual Percentage Rate
TermA+ Credit*A Credit*B Credit*C Credit*D Credit*E Credit*
0-36 Months 3.01% 3.26% 3.76% 4.06% 12.76% 13.86%
37-48 Months 3.26% 3.76% 4.06% 4.76% 13.86% 14.16%
49-60 Months 3.76% 4.06% 4.76% 6.26% 14.16% 14.76%
61-75 Months 4.06% 4.76% 6.26% 6.51% 14.76% 15.26%
76-84 Months 4.76% 6.26% 6.51% 6.76% 15.26% 15.76%
Rates Effective June 30, 2026

Motorcycle Loans
Effective Date: August 18, 2026
*APR = Annual Percentage Rate
TermA+ Credit*A Credit*B Credit*C Credit*D Credit*E Credit*
0-36 Months 5.51% 5.76% 6.11% 6.26% 12.76% 13.86%
37-48 Months 5.76% 6.11% 6.26% 6.51% 13.86% 14.16%
49-60 Months 6.11% 6.26% 6.51% 6.76% 14.16% 14.77%
Rates Effective June 30, 2026

New and Used Camper/RV Loans
Effective Date: August 18, 2026
*APR = Annual Percentage Rate
TermA+ Credit*A Credit*B Credit*C Credit*D Credit*E Credit*
0-180 Months 6.51% 7.11% 7.31% 8.27% 14.76% 15.76%

New and Used Boat Loans
Effective Date: August 18,2026
*APR = Annual Percentage Rate
TermA+ Credit*A Credit*B Credit*C Credit*D Credit*E Credit*
0-84 Months 6.51% 7.11% 7.31% 8.27% 14.76% 15.76%

New and Used Farm Equipment Loans
Effective Date: August 18,2026
*APR = Annual Percentage Rate
TermA+ Credit*A Credit*B Credit*C Credit*D Credit*E Credit*
0-72 Months 4.91% 5.01% 5.26% 5.51% 5.76% 14.76%

Share Secured Loans
Effective Date: August 18, 2026
*APR = Annual Percentage Rate
Term*APR
0-36 Months 3.75%
37-72 Months 5.75%
Certificate Rate 3.00% Above Rate

CD Secured Loans
Effective Date: August 18, 2026
*APR = Annual Percentage Rate
*APRProduct Type
3% Above Rate Certificate Secured
6.50% Certificate Secured Visa

Signature Loans
Effective Date: August 18, 2026
AmountRate
$25,000 7.92%
$20,000 9.92%
$15,000 11.92%
$5,000 13.92%
$2,500 16.02%
$1,500 16.02%

Visa Card Loans
Effective Date: August 18, 2026
TypeRateAmount
Visa Platinum 13.9% $5,000
Platinum Plus 11.9% $10,000
Certificate Secured Visa 6.5%  
Feel Free 8.9% $10,000

Go to main navigation